Planning and Investments
It’s difficult to know where you’re going without understanding where you’ve been
We specialize in retirement and comprehensive financial planning, considering everything from the tax implications of your pension or 401(k) to your investments and anticipated spending. We listen to your unique situation to help you coordinate your assets, bringing into focus your full financial picture so that we can unlock your ideal vision for retirement.
You talk, we listen
We want to know your story. It’s how we understand the nuances of your life, any financial challenges you face, and the future you would like to see for yourself and your family.
The information package you complete gives us a fuller picture of your family, your assets, your insurance, and your aspirations. Something you don’t know how to answer? Don’t worry, during your free consultation, we talk through your details and help you fill in any blanks.
Finally, we meet again to provide you with a comprehensive financial plan that includes objective recommendations for your investments, retirement plans, Social Security, insurance, taxes, estate planning, and everything in between. We then stress test your options under different “cash flow” scenarios to help you determine what options may be best for you. If you decide to become a client, our team approach means that whether you call to ask a simple question or require a thorough in-person review of your plan, a familiar face will be there to assist you.
Unique needs call for varying solutions
- Tax analysis
- Coordinate with tax professionals
- Update on tax changes
LIFE INSURANCE PLANNING
- Needs analysis
- Coordinate existing policies
- Long-term care planning
- Analysis of current estate plan
- Free notary services
- Guidance with life transition
- Comprehensive analysis and recommendations
- Portfolio management
- Independent advice
CLIENT EDUCATION WORKSHOPS
- Social Security
- Estate planning
- Economic outlook
CASH FLOW PLANNING
- Pension analysis and planning
- Cash flow scenarios
- Monitoring cash flow needs
SOCIAL SECURITY PLANNING
- Custom analysis of needs
- Claiming strategies for life events (marriage, divorce, loss of spouse)
- In-depth needs analysis