Our Services

Personalized Wealth Management

At TL Financial, our comprehensive approach to helping you manage your finances and investments seeks to adhere to consistently high standards in personalized wealth management. Through our customized services, we provide you with access to the objective advice, in-depth research, and resources required to develop and coordinate strategies aligned with your needs, goals, and values. We consistently seek to provide you with a superior client experience that features:

Investment “Watch Dog” Service

  • Year-long, continual monitoring of your investments
  • Three meetings annually to review your investment performance, update your overall financial objectives and if necessary, reallocate your Portfolio as agreed upon by you.
  • Quarterly Statements
  • Independent Advice
  • Investment Adviser Representative: Must place your interests first
  • Commission-free transactions provided in your account (certain transaction fees may apply)
  • Recommendations regarding allocations within your employer-provided Retirement plans such as 401(k)s
  • Complimentary online web statements

Tax Reduction Planning*

  • Review of your tax situation and planning to incorporate any new tax law changes
  • Free consultation with your tax preparer
  • Recommendations for tax solutions including tax-deferred investments
  • Comprehensive review of your tax return to highlight opportunities for maximizing tax reduction strategies
  • Staying up-to-date on and informing you about new tax laws that can affect your situation

Retirement Income & Distribution Planning

  • Analysis of your income needs, now and in the future
  • Continual development and implementation of recommendations to fund your income needs and help maintain a comfortable standard of living
  • Recommendations regarding the most suitable distribution methods for your employer retirement plans and IRAs
  • Analysis of your beneficiaries of your IRAs and how to establish an Inherited IRA to potentially continue your IRA for multiple generations after you pass away**
  • Social security analysis to determine the best option for your situation

Family Wealth Planning*

  • Analysis of your current estate plan and concerns
  • Free consultation with your attorney
  • Assistance in transferring assets to your Living Trust or other trusts
  • Providing guidance with the appropriate and necessary steps in the event of the death of a loved one
  • Free notary services
  • Free financial “check-up” for your children ($500 Value)


  • Quarterly newsletter to keep you apprised of the most current market conditions and planning options
  • Three reviews annually
  • Special education events, including client appreciations (where you may bring a maximum of two guests)
  • Special reports on how to reduce your taxes and other important topics

It would be an honor to make our services available to you. 


*TL Financial Group does not provide legal or tax advice.  We will help you review your documents and coordinate with your qualified legal, estate planning, or tax advisor.  You should consult a legal or tax professional regarding your individual situation. 

**Stretch IRAs work best for investors who will not need the money in their IRA account during their lifetime for their own retirement needs.